SAMPLE MORTGAGE     This Mortgage is made by [list name of person(s) mortgaging the property], an individual with an address of [list address of mortgagor], being married, ("Mortgagor"), to [list name of person receiving the mortgage], an individual with an address of [list address of mortgagee], ("Mortgagee").     Mortgagor is indebted to Mortgagee in the principal sum of $[e.g. 50,000.00], with interest at the rate of [e.g. 10.00] percent per year, payable as provided in a certain [e.g. promissory note or bond] dated [date instrument was signed]. The terms and conditions of such [e.g. promissory note or bond] are incorporated herein by reference.     Therefore, to secure the payment of the above indebtedness, Mortgagor hereby mortgages and conveys to Mortgagee all the following real estate:     [list exact legal description of property]     Subject to: [list any encumbrances the mortgage will be "su...

Catalog of Federal Domestic Assistance Here's government freebies to the tenth power! The U.S. Government has a Web site called The Catalog of Federal Domestic Assistance (C.F.D.A.). This on-line catalog lists almost every government public assistance and incentive grant program available. However, the best part is that it also tells you in plain English what the programs are for, who they're for, what it takes to be eligible, how much money is allocated to the agency managing the program and (most importantly), who to contact to apply for a grant. https://www.cfda.gov/ As if that wasn't good enough, to make things even easier, all the above information is searchable on the site by using a keyword search utility located at the bottom of the welcome page. Just plug in the information you're looking for and their search engine finds links to details on programs relevant to that subject. Here's an example. We typed in "women starting a business" and got 30...

you have health insurance and have been putting off a colonoscopy, mammogram or other test, you now have one less excuse. [Let Insurance.com help you find affordable health insurance now.] Health insurance reform requires that new group or individual health plans created or purchased since March 23, 2010, cover 100 percent of the costs of preventive care. That means you don't have to pay a deductible, coinsurance or copay for a variety of tests and treatments. Keep in mind, though you still might have to pay a copay for an office visit if the preventive care is billed separately. Also, the law requires health plans to provide this fully-covered care only through in-network clinicians. Here are 10 new health insurance "freebies." All of the following testing recommendations come from guidelines established by the U.S. Preventative Services Task Force. 1. Diabetes, blood pressure and cholesterol tests High blood pressure and high cholesterol levels increase the r...

Insurance Company BPs The Internet is the best place to locate sample business plans. Here are two sites that have insurance company business plans: http://www.bplans.com/spv/3003/index.cfm?affiliate=bplans http://www.housingpartnership.net/documents/hpi_business_plan.pdf Please keep in mind that no two businesses are alike, therefore no two business plans should be either. Use these sites as a reference point only. Make sure your business plan reflects your business model and intended strategies.

 http://mdautoaccident.com/sample-legal-forms-accident Sample Pleadings Sample Complaint #1 (wrongful death truck accident case) Sample Complaint #2  (car accident) Sample Complaint #3  (uninsured motorist) Sample Comlaint #4 (underinsured motorist) Sample Releases in Car Accident Cases Swigert Release (sample release language consistent with Swigert v. Welk, 213 Md. 613 (1957)) Sample Release Agreement in Auto Accident Case (simple release form) Sample Malpractice Release  (example of a release prepared by defendants in a Maryland malpractice case) Sample Uninsured Motorist Release (example of settlement documents in uninsured motorist case) Sample Hold Harmless Agreement (agreement with insurance companies to satiify liens) Sample Release in Fatal Truck Accident Case (sample settlement agreement) Sample Discovery Documents Sample Motions  (sample motions in personal injury case) Example Motion to Compel (interrogatories and requests for produc...

Free and Low Cost Legal Assistance Tax clinics throughout the United States provide free or low-cost legal assistance to qualifying taxpayers. Tax clinics are funded by the National Taxpayer Advocate. You can find a complete list of tax clinics in IRS Publication 4134  (PDF file, 4 pages).   http://taxes.about.com/od/findataxpreparer/qt/tax_attorney.htm

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